Like most people, I really liked getting a big tax refund. Like, the $4000-ish we used to get. Yikes! I wouldn't save that money on my own, I knew.
But then something occurred to me. For what did I use my tax refund each year? Oh, to pay off my credit card. And hey, maybe if I had that money in paycheck every month, I wouldn't need to use my credit card. Huh. Lightbulb moment much? (And just to quickly mention how I wasn't earning any interest by using the Federal government to save my money, but I was PAYING my credit card big interest to use their money. What was THAT?)
So I changed my withholdings so that I wouldn't get a tax refund. Which was scary, honestly.
But then we had another baby. So despite all my planning, we did get a tax refund.
Which is good, considering the $1,500 mechanic bill we're facing. Sigh. But did I have to look for a mechanic that would take a credit card? Nope!
Oh, and something funny, just because it's looking kind of text-y around here.
(You can buy this t-shirt at http://store.theonion.com/t-shirts-c-11.html.)