Wednesday, November 26, 2008

Financial Update

Final Stats:

I found out I was pregnant in February 2008.

Between February and M's birth in October, we saved $3,779, or roughly 19% of our take-home pay during the period we were saving. My plan was to estimate our lost income and medical expenses and save double that amount.

We spent:

  • $900.15 in medical expenses (these include all of the West Nile hospitalization expenses, because I'm not sure how to separate them, plus I think the birth cost less because we'd reached our deductible by that time)
  • $1131.95 in lost income for my maternity leave
  • $251 in "stuff" to prepare for the baby (okay, obviously we spent more than that, but this is what wasn't cash-flowed out of our normal income)
  • $507 just by not being on a budget during my maternity leave - lots of eating out, fancy coffee, etc.

We still have $988 left from what we originally saved. Wa-hoo! The plan? We'll sit on it until after Christmas, to make sure we have enough in case we're surprised with any medical bills or other expenses (plus to cover readjusting back to our normal budget), then use it to pay down debt!


6 comments:

Stefan, Sarah and Lukka said...

way to go GFF! Hopefully, no other bills will pop up! (I hated those last little $200 here or there ones!)

zdoodlebub said...

My husband just got back from an extended work/extra pay situation. So we have a lot of extra money right now. And for the first time since we've been together, we both want to sit on it, save and plan. Instead of running out to buy all the things we think we've been deprived of. Still eating at home, still staying on budget.

OK, there is the matter of a 52" flat screen. But we shopped for the best deal, we are paying cash for it, and that's the only splurge. Yes, it's a big splurge, but I guess it's his reward for all those weeks away.

zdoodlebub said...

And all that was to say thank you for being such an inspiration. But I forgot.

Tenille said...

LOL, Z! I think we'll have some splurges around here too. I'm thinking shoes. :)

huddtoo said...

You are my hero!! Gosh, I try...some days. Wish I could save more. Well, right now I'm deal with a mortgage and a half with building a new house. But, still.

Good for you! Hope noting else comes up!!

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