Wednesday, August 15, 2007

The Other Half

I wrote here about our budget for the first half of the month. Below is our budget for the second half.

Cash balance:
$10 in gas

Savings balance:
$120 water bill
$16 car tags
$21 other savings
$75 Christmas
$45 dentist

Take-home pay: $1254.64
$189.55 Student loans
$131 Emergency fund ($24 to go!)
$293 Utilities (This is crazy, right? We're working on it!)
$94.21 Car insurance
$19.07 Netflix
$57 Water bill
$75 Christmas
$20 Taxes
$25 Save
$220 Food
$70 Gas
$20 Books/Clothes
$30 Fun money

2 comments:

Stacy said...

I'm trying to figure how your budget is counted.
Cash balance is cash you still have in an envelope for that one particular thing.
Savings balance is money sitting in the bank for that one particular thing, and should grow big enough to pay it when the final bill come in.
Then the list after Take-home pay is how you are splitting up the money coming in (your budget), whether it's going to be cash balance or savings balance.
Right??? Is this the Dave Ramsey method?

And Woo on the credit card!!

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