Thursday, August 16, 2007

Cars

Many moons ago, when we were first married, we had a couple of credit cards. Each with a couple of hundred dollars on them. And I read something about snowballing your payments. Ah! I get it! So I paid off one credit card. And then I applied that payment to the next credit card, and when that was paid off, I put both of those payments onto the car loan.

Along the way, we've had setbacks (I like to refer to them as "my children"), but we still, right now, drive two paid for cars. Cars that have been paid for for years now.

The mistake I made was ignoring the fact that cars don't last forever and someday may not be large enough for our family. I just figured that we'd wait and see what happened.

I should have paid off the student loans, because college isn't going to be an ongoing expense for us. (I used to dream about returning for my graduate degree but I'm so over that.)

For now, we just hope that our cars will make it a few more years, and that if we need something bigger, we'll find a way.

3 comments:

Kristy said...

We're actually in the exact same boat. We drive two paid-for cars and have done so now for the better part of five years. When one of these "goes" we are in for a big shock...two of them going at once? I'm not really sure what we'd do.

Stacy said...

We had the two paid off cars. Then one was totalled!! We haven't replaced it. The other seems to be dying slowly.
Our plan until that day is to pay off our cc debt (should be the end of the year) so that someone will want to give us a loan.
Please don't let it die too soon.

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